We received a CH7 BK a little over two years ago due to a combination of unemployment (first my wife, then me) for about two years, and caring for a child with a serious birth complication.  

and @Mindy Jenseni think there was a recent thread where they (HUD) indirectly connected language with ethnicity.some thread about renting to parents with absolutely no english communication whit translation being handled by a child or friend, not official translator...

Anyone with an adult child under 26 who can stay on their parent's (privately paid for) plan should be equally thrilled.  

With the debt now, it amounts to nearly $450K for every man, woman and child in US.

@Jonathan Child Understood, guess we shall be cautiously optimistic for the time being.

Hi All,My wife and I are about to have our first child and she may not be going back to work.

Sounds like your solid W2, RE, and small bus income is the tool that allows you to impact a child’s entire life.

In the event the dog attacks a child tomorrow you are protecting yourself from a impending law suite by taking action immediately. 

If a stone flies out from under a lawnmower and puts out a child's eye or they trip and fall breaking a hip while doing work you do not want to be held liable.Personally I would never trust a tenant to be responsible for any maintenance on a multi unit property. 

But then, every murderer, every child molester, every rapist should have the ethics to refrain from creating victims, also.