At this juncture it seems to be that prices are going to go further up but prices can also drop off sharply if there is sudden spike in interest rates, changes to fed's monitory policy or overbuilding.

They all look like bargains in hindsight now that rents have spiked.

But on the commodities trading part, based on technical analysis, we are quite close to the bottom of crude price, maybe one more spike down to complete the whole downturn (maybe ~$22 to 23 range).

I forget what BP member did an analysis of prices and days on market in the energy corridor recently in Houston, and days on market spiked dramatically and prices were down.

I'm seeing an acute spike in evictions this year. 

When there is a spike in their utilities, they don't call me, they talk with each other to handle it.If you decide to do it this way, you'd just need to make sure to have enough of a $ buffer in the utilities account to make sure that if anybody doesn't pay it back, your account doesn't get low or overdraft.

Originally posted by @Corby Goade:People who haven't lived through a few cycles don't realize that what happened in 2008 isn't a regular occurance- that's a once in a lifetime thing- and for the most part, the problems in lending that caused that crash have been fixedTrue, 2008 was not a normal spike/crash......it was caused by giving everyone and their brother loans that they didn't deserve and couldn't pay back.

We now we see a hyper spike in cases in areas that are not dense like Arizona or South Carolina.

I just have to think the mortgage industry though simply does not want a repeat of 08 to 2011 and will be far more proactive if they see a huge spike in non pay or late pays. 

(Appraisal came back at 500k)FHA loan, 3.5% down4.25% morgage rate (from morgate broker, i know this is high, but rates spiked)Each unit can rent for 1900 - 2200 per month, but I would be living in one side for a year.