Hi @Steven Yang, I am a local Realtor and investor and have helped several BP'ers, I am under contract now with one in fact.

@Dennis Yang I honestly think rather than trying to open up a chain of HELOCs with variable rates and interest only payments you're better of using the delayed financing refi option to convert your rental into a conventional 30yr fixed rate mortgaged asset which will give you back your original HELOC funds which you can then recycle and use for another cash purchase. 

Frank Yang is awesome, he generally wants to help people.

Myself personally, I am an "old dog" in the RE game, I have decades of experience behind me, licenses and certificates up the ying-yang, and clients work with me for all of that, what I have in my mind, I don't think most care what I dress in at this point short of showing up in sumo attire.

@Aaron Yang Thanks. great, will connect with Mark.

Hi @Patricia Yang! 

Hi @Wendy Yang and welcome to the BiggerPockets Forum!

@Helen Yang Albuquerque can be a good rental market.

@Helen Yang I have not raised rent yet but is their renewal coming up?

Your neighbor has you by the ying yang so don't make them mad, otherwise they can force you to move your house.