They're sophisticated people as far as investing is concerned.

I'm working for a broker and real estate agent (as a contract handyman I'm not on their payroll)  who have recently become involved with rentals. 

One investor, an engineering manager who considered himself relatively sophisticated about real estate but had never invested in a colleague’s startup, says he found Khafagi convincing.

I paid it back by payroll deduction of $489 per paycheck coming off my check going to pay back the loan. 

This industry is so much more sophisticated and has translated a slightly better mousetrap into market share.

So, agents do not use anything more sophisticated than posting to social media? 

We dont have much credit established as a business because we have made enougg money to not need a line of credit for payroll or operating expense.

As a seller, I can understand incentivizing buyer agents to show my property by offering some level of compensation to maximize market exposure, especially when many other listings don't offer compensation.As a buyer, the new system would seem to be for the benefit of sophisticated buyers who don't necessarily care about the down sides of dual representation and are able to protect themselves.As a buyer's agent, generic exclusive representation agreements at buyer's cost are likely a very hard sell.

In a 506(b) deal you are allowed to bring in up to 35 sophisticated investors that don't meet the accredited standard, and almost as many as you want accredited investors.  506(c) you can market offering, and need to take reasonable steps to verify they are indeed accredited.Reg A(+) you can market and raise from non-accredited, but more regulatory filings.I think there are a lot more accredited investors than you think.  

So, you can get a bank statement that matches the deposit account number on the paystub to verify the payroll deposit.