If you decide they're not a good fit, then vacate them and release with new tenants that you actually correctly screen and lease to. 

This book was released in 2019 but I found it to contain a lot of great information on voucher programs.https://www.amazon.com/Subsidized-Comprehensive-Government-F...

It would be wise of your husband to release the home to you to relieve himself of the debt.You could then refinance the home into your name down the road and take out a HELOC as soon as you can show income.

Do you have a plan in place for the re-lease?

We have gotten home loans so convoluted with the Mortgage Broker Model that causes buyers to pay 10 to 20k more just in the Broker fees and service release premiums / rebates Thousands in Junk fee's etc those should go to the borrower to lower their cost..

Normally with long term rentals though, losses are considered passive activity losses and not released until you dispose of the property.

Charleston SC and Portland OR. if its a presale we require 10 to 20k EM on 700 to 1 mil purchase none refundable and released once we go vertical.

Litigation Release No. 25739 / May 31, 2023SEC Charges Self-Proclaimed 'Queen of Mobile Homes' and Three Salespeople with Fraud in Mobile Home Investment SchemeThe Securities and Exchange Commission filed today a complaint in the U.S.

What I will do is attempt to find a QUALIFIED substitute tenant, credit the original tenant with the rent paid by the new tenant LESS one or two months fee for the extra work and effort, but I will NOT release the original tenant from liability should the substitute tenant default.Look, the bottom line is that renting to tenants is a business, just like any other business.  

I believe all fha loans, as the vast majority of other loans, included a release/forgiveness for the unpaid debt.