House hacking is the BEST way to get into real estate investing and that's how I personally got started as well too.

My personal credit score is a 780 and I have multiple other properties but still not busting the DTI metric. 

.: This is one I’m considering…they’re active in the local RIA here in Orlando (CFRI.net):https://sdrhouses.com/ I know Rob Arnold (broker) personally.

If someone injures themselves and sues, they will sue the LLC, not you personally.

The factors to consider are your overall objectives, your credit score, DTI and personal financial condition I recommend you find a broker or originator whom you can trust and have them weigh your options.

Also, are you meeting with a "consumer" lender or a "commercial" lender?

So I have recently come into the fork in the road where I am trying to dial in my career to align with my personal and professional goals for the future.

Quote from @Jokari Trueheart: HI, almost 11 months ago I purchased 3 duplexes and I borrowed the funds from my personal residence which I took out a equity agreement for the down payment on the investment property, great idea at the time because I have 10 years to pay it off and theres no payment requirement, but , I learned more about the consequence that it takes a large chunk of my equity the longer I take to pay it back, so my goal was to refi cash out the investment property to pay it back but I don't think theres enough equity yet to pull the full $106k needed, I only borrowed $88k but with the equity percentage for one year i'm paying about $18k in equity on top of the amount I borrowed if I pay it off in year one, so I need this paid off ASAP before it increases more.

When you specifically mentioned STR experience and the possibility of something with some added "personal value" bells started going off. 

It’s incredibly messy and time consuming.