Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Since this is the tenant's money, I want the bank calculating and holding everything versus storing balances in my spreadsheet.

I tried calculating value based on NOI and cap rate (see below) but I'm new to this and the value seems to come out lower than I would expect.

In my county they post online the utility allowances they use in their calculations.

Sterling,Each lender is different on how they calculate income and also what overlays they have that can cause a bad income calc. 

I've wanted to know some tips you guys have on wholesaling and starting young and what I should know before I start.Important question: How can I calculate or give an educated guess on a property's repair cost on zillow 

How to calculate DSCR is NOI divided by Annual Debt Service. 

You can test this, by asking some to SHOW you how they calculate ROI, Cap Rates, Cash-on-Cash, etc., for their clients.Many will say, "that's the investor's problem".They are correct because an investor should NOT rely anyone else to run their numbers.So, then what exactly makes them investor-friendly?

After she gave me the numbers, I calculated the rehab to be around $16,000 which I was fine with.I saw on the app we use to track expenses that there were small charges for the rehab which I was fine with.

BiggerPockets also has a calculator to analyze deals, and I highly recommend you start this as soon as possible, even if you are not ready to buy.