The AO could have inherited the property, maybe a 2nd home, or a landlord.  

I do not want to send them the same type of letter as my AO letters but can not decide on how i should approach them in the letter.

We have a verbal AOS with the seller but they need final approval from the bankruptcy court.

Dear BP Family,  I want to wholesale homes, so I'm cold calling AOs in my area and asking if they're still actively investing, then trying to get their buying criteria.  

I just completed my first fix and flip and have buyers who are interested. We agreed on price terms etc, were under contract for a few days and then I find out their lender can not approve them due to student loan and...

WPC work OK on level subfloors but there are issues with the denting and it being able to withstand intense heat like in ultra hot climates.Rigidcore gives you the rigidity of the WPC with a little flexiblity, AGAIN stay with a 4mm product with a minimum 12 mil wearlayer(20+ mil is better abd commercially rated) but should have either an AO or Ceramic Bead scratch resistant finish.

I am just a laymen when it comes to liability, ao this is just a casual observation.

How does crowdfunding work and is it worth looking into ao that I can close these deals?

The whole process would be setting up the title company/closing date, using PA's standard AOS via DocuSign, and retaining the deposit through the title company's escrow.

It's a win-win for you.All of this is somewhat complicated bankruptcy stuff though, so get a good attorney. thanks Justini will get an attorney to talk to then.but as our contractual relationship with the seller is just the agreement of sale(AOS) so far, if we want to push forward, can we file a case in our district court and force the sale to happen then force the seller to bankruptcy and state get the remainder, net of sale amount - bank debt.?