Alex Silang
From a finance perspective, how does investing in a high rate environment work?
28 January 2025 | 4 replies
Year 0: ($2,000 - $1,700) x (1 + 2%)^0 / (1 + 5%)^0 ≈ $300 in today’s buying power.Year 5: ($2,000 - $1,700) x (1 + 2%)^5 / (1 + 5%)^5 ≈ $260 in today’s buying power.Year 10: ($2,000 - $1,700) x (1 + 2%)^10 / (1 + 5%)^10 ≈ $225 in today’s buying power.Year 15: ($2,000 - $1,700) x (1 + 2%)^15 / (1 + 5%)^15 ≈ $194 in today’s buying power.So, if you purchase property in a city where rent increases at a slower pace than inflation, the amount of goods and services you can buy will decrease over time due to inflation.Here is what I recommend:Purchase in a city that possesses the following characteristics.Significant and sustained population growth.Rapid and sustained appreciationBalance negative cash flow, interest rate buydown, and increased down payment to create an acceptable cash flow situation today.Refinance when rates fall to increase cash flow.
Steve Stinson
Huntsville #4 - 2025 Best-Performing Cities: Mapping Economic Growth across the US
27 January 2025 | 0 replies
Policymakers, government officials, and business leaders can leverage this analysis to craft targeted strategies for fostering sustainable growth in the metros that drive America’s economy.Read the FULL STORY HERE
Ken M.
NAR Says - Existing home sales fall to lowest level in nearly 30 years
24 January 2025 | 1 reply
With mortgage rates close to 7% and generally soft homebuying sentiment, strength in existing home sales is unlikely to be sustained," said Alice Zheng, an economist at Citigroup.
Don Konipol
Passive Investor Strategies vs Active Investor Strategies
24 January 2025 | 3 replies
And a SUSTAINABLE approach to rental property ownership.
Willis Yoder
FSBO trend in Elkhart. Thoughts?
21 January 2025 | 3 replies
Do you think this trend is sustainable, or could we see a shift in the market soon?
Clare Pitcher
2025 PM Trends
23 January 2025 | 2 replies
Leasing, technology, interest rates, sustainability, AI, etc?
Pamela Rivas
From Yucatán to Orlando: A Trusted Developer's Bold Move into the U.S. Market
20 January 2025 | 0 replies
One of our most trusted developers from Yucatán, Mexico, who’s been making waves with their focus on sustainable growth, innovative design, and delivering great value to investors, is taking a big step—they’re building a luxury resort in Orlando!
AJ Wong
Property Insurance crisis will supercharge climate migration in 2025 and beyond
11 January 2025 | 2 replies
Without one, there is a small and remote chance that the existing system of insurance, mortgages and the US housing market as we've known it, is at systemic risk due to; over-financialization, risk aversion and regional fragmentation.
Jerry Nogueras
NYC Residents- Which areas outside NYC have you seen the most success for rentals?
25 January 2025 | 4 replies
Being a NYC resident (originally from Long Island), the price of entry in the area is on the higher end, so I've been considering some options in the NY Capitol region, as well as NJ and CT.
James Jones
New Investor Scaling Through Care Homes and Assisted Living
20 January 2025 | 10 replies
I've also used traditional loans through regional banks and a few SBA loans.