And of course there gonna press to sell it for the most they can get, that's just obvious. 

There is a press release from them in nearly 18 months ago talking about how they had $1bn in agreements... https://fox5sandiego.com/business/press-releases/ein-presswi...In my 17 years in real estate, I have never heard of any group that had that much money committed without taking even the first step of closing on the land.

75% won't be an issue, but 80% on a cash out refinance is rare, and I would be hard-pressed to see 80% with no origination on top of that.Good luck!

When i press on the cracked areas, it does not appear soft or wet.I plan to fix it, but I worry it may reappear in months.

Before you press on, maybe take a break and consolidate. 

If your investment is still profitable with the increase, then press ahead.

I have found the best way to get attention is to go the press and be very loud about the lazy or indifferent system. 

We were extremely hard pressed to find a painter to do this which is why I said I could do it.

I wrote many of these on the hood of my car.. press hard.. hand the buyer his copy  one copy went to title company one we kept and one went to seller if it was not us ( which was rare actually).. 

Santarelli as an absolute industry expert (podcast, websites, press, social media advertisement) cause investors to have a false sense of security.