I have multiple properties and am thinking of just doing non qm loans moving forward.

I reply firmly that the rent has been late for the past two months as well as this month and she will have to vacate the property.Again, crickets...There are few days until the 10 day notice period expires and I can formally file for eviction.So I reached out to lawyers in the area and they ask for retainers up to $3k and some $300 consultation fees.

I would like to get the names of non-profits in MD that run sober-living homes.

Is there an ombudsman or some central HOA agency that can help non-Board owners?

In the MLS a property is being advertised by a realtor, but the description says "Non representation listing please call owner direct".

My question is, do I need to send a non-renewal notice as well? 

If you do not regularly file for evictions, you'd best retain an attorney. 

Finally I came to my senses and served them a 'Notice to pay rent or vacate by the 10th of January' after which I plan to file an eviction.

An Excel file or other detailed record-keeping system would okay, as long as it accurately tracks your hours spent on real estate activities.

In any disputed court action where the court resolves the dispute and determines the prevailing party, the court shall also award to the prevailing party its reasonable attorneys’ fees and costs and the non-prevailing party shall be liable to the prevailing party for payment of any court awarded attorneys’ fees and costs.