They look at your credit profile and get you business lines of credit and credit cards.

I have done it with some contractors taking Paypal where you can use a credit card on that site with a fee, or QuickBooks is another one too.

For context I am a full time lender and understand DTI and have very good credit. 

When I did my first house hack in Columbus I showed very low income on taxes. 

Tax credit 45L for a 90 unit or 112 unit project? 

@Ryan Vienneau I'm a Buildium customer too, and it blows my mind they don't have credit card tracking in 2017.

@Donald Hatter We send the information to a collection agency who attempts to recover the money; after they make several attempts they place it on their credit report. 

In some cases, federal tax credits like those for low-income housing or economic development might also apply if the project aligns with certain goals.Instead of buying the land outright, developers often lease it from the tribe, which can reduce upfront costs and sometimes come with favorable lease terms.

Getting a mother-in-low to co-sign is not the answer.

do not use a line of credit for a down payment.