This is why so many people earn large sums of money quickly (lottery, sports, entertainment, etc.) and end up broke.Take Dave Ramsey's Financial Peace University.

Fake investors, you can sell the dream, the hustle is sold separately  thats why lottery tickets sell so well.. dream with no effort. 

I am not buying lottery, i am investing. 

Or explore a 40B lottery condo purchase and look into house-hacking.

Like 90 percent of lottery winners are broke in less than five years because of thinking like this. 

It was like they won the lottery or something.

Under the Christmas you won the lottery yesterday

That is, unless the loan gets called, then they hit the lottery.

I really don't want to open that can of worms here.Anything you do where you're hastening the amortization of a loan can be thought of as debt acceleration, whether you use a HELOC, deposit account, your mattress, lottery winnings, passive income from other real estate, ...That said, I do have a couple of presentations I've been giving locally: Credit Literacy and Debt Strategies.

Even though classes would all be remote, All of us were for sending him off to school and were thrilled when he won a lottery for the reduced capacity dorm.