Hi John,No cap on the amount of DSCR loans you can get.

In the  future - never  pay an application or engagement fee   when trying to  get a home loan or a  reseideential loan  

I see many situations where one generation wants to buy out a prior generation or, more typically, siblings.

But I'll monitor the situation as time unfolds.

Hey @Patrick Braswell  You shouldn't have any issues getting a DSCR loan as long as you have at least 1 borrower who owns 20 to 25% of the property, or if a couple of you can get to that level combined. 

More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

So here’s my situation.

Last year one of our lenders would not lend to new customers or customers who have never did a commercial loan with them.  

During the "fix up" process, you would use a different kind of loan that will end up converting to a DSCR loan once you have tenants living in the unit(s).So, I would need to use maybe a construction loan for the renovations and then convert it to a DSCR loan?

FHA loans have both.