The least states:"Tenant shall pay a "late charge" not in excess of five (5%) percent of the amount in arrears for each month the arrears remain unpaid if any Rent is paid more than ten (10) days after the due date thereof, to cover the extra expense involved in handling delinquent payments.

It's been a few years since I last updated the list of providers (there are older threads on this topic here on BP), but at last blush there were five trust companies offering the ability to write and service mortgages from registered accounts:B2B BankCanada Western TrustOlympia TrustEastern TrustCommunity Trust CompanyOf these, Canada Western and Olympia has the best offerings at the time.  

What about Debit Cards attached to a checking account?

If I analyze five deals from realtor.com, all five of them are yeilding negative cash flow. 

I do direct booking through the Houfy website, taking credit card payment by Square. 

I don't take credit cards but I believe stripe does.   

I've been informed that completing the course alone may not be sufficient to pass the exam, so I’m seeking advice on how to prepare effectively once I complete it.Currently, my only other resources include a YouTube video, five practice exams, and a textbook.If you have any additional suggestions—whether online or in-person, paid or free—that could help me effectively prepare for the exam, I would greatly appreciate them.

Credit cards have the same limitation on the amount you can borrow and will likely end up costing more than private lenders.

thanks. you will spend more time trying to figure out whether or not its required than actually completing the form. it takes five minutes. 

Our end goal is to be back in Redding in the next five years.