Binghamton is an extra hour you don’t need to drive. 

Winter doesn't bring too much extra cost as long as the home doesn't have outdated appliances and has sufficient insulation.

But there's something else that many people don't realize: these loans  "constant recast" during the interest-only period.For example, if I make an extra $400 payment one month, my interest-only payment will decrease the following month.

BC I know has a property purchase tax for everyone and an extra one for foreign investors.

E.g. you could have adjustments for extra garage, carport, bedroom, etc.So when doing Comps for a typical wholesale or Flip deal how many of these adjustments do you typically run into?

It seems like it basically up to you to do the math on how much more you will potentially make selling each unit individually and then deciding if that extra $$$ is worth the number of extra hours you will spend.

@Mike Sfera, a few things about putting EXTRA money down on a property:1.

We have a big place so it is families and groups.I do ask guests before booking if they are celebrating any special occasions and I will add some extra things to the welcome box that fits if I can.

The least risk would be to use the extra 100k a year to buy bonds and then sell the bonds to pay the mortgage each month.

For the 4 plex you are spending an extra 80k in renovations (I question your 110k renovation number to get to 4 units - this could be low but I don't know the square footage or layout).