Typically an FHA lender will want to see 2 years of work history in the same field before they will approve you for a loan.

Hi @Heather Bailey something to consider with this is legal mother/daughter may not mean legal duplex. 

I am not familiar with Avail and whether a LL can view credit history.

If your entity has several years of operating history and good and reliable financials, you may be able to find something. 

Verifying last 2 years of rental history very important!

Quote from @Kyle Deboer: I am 18 years old with very little credit history and little capital.

Here's a list of things to track:- Formal lease application- Formal signed and executed lease specific to your state- Payment history (I recommend using online rent collection like Apartments.com, RentRedi, etc)- Maintenance requests and receipts- Accounting for all rental-related expenses (repairs, utilities, etc) The more you treat it like a business, the more helpful you are to your CPA come tax time. 

If Oak Park allows STRs, leveraging that history could make the property stand out.That said, unless the home has been preserved as a landmark or has unique historical features, the value boost may be more about novelty than a significant price increase.

Verifying last 2 years of rental history very important!

Hello,My wife and I recently found a property that fits all of the things we are looking for, perfect location, price, rooms, etc. except for one problem: The previous owner was a smoker :( Does anyone have experience...