She kindly introduced herself, gave me the same song and dance, and asked for a refund. 

Quote from @Terry Ouimet: Same, FL  beach house .. balancing increasing operational costs with lower ADR‘s and increased competition.

@Khyree RandallIt's definitely frustrating in competitive markets like Sacramento, but you’re not necessarily doing anything wrong!

One of the resons that I say don't wait is that while others sit on the sidelines that means less competition from other buyers and when interest rates do decline two other things will happen: 1. more buyers will come out of the woodwork increasing buyer competition AND 2.

., Finding a great deal as a first-time homebuyer in a competitive market like San Diego takes strategy, patience, and knowing where to look.Your best bet is to get pre-approved for a loan first so you know exactly what you can afford.

It’s all about consistency and reaching sellers before the competition does.

If you have good pictures and your rental is priced competitively you shouldn't have any issues getting traffic traffic. 

Avery’s method is great for competitive analysis.

My question is besides a competitive rates, what else should I be looking for or expect? 

30 year fixed very competitive rates, 15 or 20% down.