In which case your reply would have been appropriate.He actually asked more specifically:"Is it possible for her to have that many hours (750h) by managing our 9 properties?"

Quote from @Mike Sfera: If I'm a first time rental investor, will I be able to hire a property manager to help me with research, etc. prior to getting my first property or will they only work with you if you already have a property? 

Actually, during COVID (January 2021), mortgage interest rates dropped to historically low levels, reaching 2.65%.Wondering how long will I have to wait for rates to dip below 3% again?

Real estate is not the end all be all panacea for building wealth, there are a lot of other options many of which will give you way fewer headaches than real estate will!I

Or will I miss out on writing off some of the expenses?

Apparently I quoted your response but my intentions was to reply.

Hi Willie, I think it would be best to wait until you have more capital to put down for a multi-family property. 

Will I still be taxed on that 120k even though it just returning our initial investment $$..??? 

Will - I work with CSSI, the premier company providing engineering based cost segregation studies in the U.S. 

Thanks for the reply Michael!