I forgot to mention that the thing that seemed to spook all of the national banks I went to the most was the "FBO" in the "IRA custodian's name FBO my IRA, acct. no. 12345678."

You have places like the Ukraine and Russia where hacking is a life career and these countries would happily see the US fail.  

They spooked the bond markets causing a sell off in treasuries, that's why since September 15th the 10Y treasury yield has risen by 100bps.

I got a little spooked but I'm gonna put an offer in this week.  

Afghanistan, Iraq, Libya, Lebanon, Iran, Ukraine, Vietnam, Korea, Venezuela, Cuba..... on and on the list goes who have suffered, seriously, via US interventionism. 

One letter explaining the moratorium requirements may be enough to spook her into compliance.

Jerome Powell threw a wrench in my plans and got the market spooked, yet the 10 year is running higher.

If the lender gets spooked by the transfer, they could call the loan due immediately, and that could be a huge problem unless you have backup financing ready to go.2️⃣ As for conventional lenders doing a rate and term refi with a second loan in place, it's tough but not impossible.

- **Address the Mold Concern**: If one buyer raised mold concerns, even without evidence, it might spook other potential buyers.

The only issue we've had is with their team (communication wise), which is almost entirely located in Ukraine.