You also need to consider that at a lower percentage of money down you will be paying a Mortgage Insurance Premium or MIP. 

Yea they would keep that in place and you'd get a second position mortgage for the rest at, well, higher than todays rates.

I'm constantly juggling the rates for my Airbnb listings based on what my competitors are charging. 

I’m having trouble determining the correct monthly rental rate for my property.

You are likely overpaying by $5,000.Broker fee of $3,000 and Processing Fees of $2,000 seem out of place...but then again, i never used a broker to get a loan so I am not sure about that.If the broker was able to get you an interest rate or loan product that you wouldn't be able to find on the open market...its high, but likely fair.if you are getting a loan product that you could have gotten by going to a normal bank...seems high and unnecessary. 

Rate is a function of price.

We've been able to rent properties pretty quickly, just as long as the rental rate is appropriate!

In 1972 the 30 year mortgage interest rate was 7%.

Ok yeah we are thinking of getting an investment property loan so we can stay in our current home.If we did the FHA route we are considering on living in the new property for 1 year and then moving back into our old one after the year is up.We are curious if we would get a more favorable rate if we borrowed from our home equity to buy the investment property.Do you have any idea if many investors borrow from their home equity to get started?  

I’ve been manually scouring Zillow/MLS for deals, but it’s time-consuming, and I’d love to streamline this.2.Has anyone experimented with using machine learning models (like classifiers or regression models) to rate properties based on their condition from MLS listing photos?