I suspect that you'll have better luck with a local bank or private money, though it likely will still be challenging. 

Umbrella insurance can be a smart way to shield yourself and your partners from potential risks that basic policies might not cover.From what I’ve heard, local insurance agents familiar with investment properties in your area are a great starting point.

I'm local here in Houston and happy to help with any recommendations needing along your way! 

Now to provide extra comfort and convenience to our buyers (who are mostly out of state) we agree to help them out by getting them set up with local property management that we work with closely as well as assisting management market the property for rent to place tenants.

Do you have a good local property manager to rent it?

Some areas of the west coast are allowing multiple units to be built out on a single parcel and in these higher COL areas, it's a boon for the homeowners, renters, builders and even for the local governments that are collecting the building fees.

One tip: focus on areas with year-round demand and check local regulations early—they can make or break a deal. 

One buddy of mine split his time between local flips in Greensboro and buy-and-hold single-families in Memphis.

Wash dishes at the local restaurants.  

House HackAttend as many REI meetups as you can to grow your network of investors for referrals, help through challenges you may incur but don't have experience with, and learn from proven guest speakersNetworking app like blinq to compile all of your contacts for REI in one area with phone and emailbegin conversations with local credit unions exploring what type of loan products they offer