Great question and always worth getting a second opinion.. especially when it comes to inherited IRAs.

My thoughts: don't get set on just one trend since your goal is to purchase in 2026, as we've all experienced, a lot can happen in a year.  

Yes - you can get a DSCR Loan with 15% down payment.

Hi @Taqiyyah Ellis congrats on getting your deal to the closing table. 

Hi Shyam Sridharan I would recommend to get a contractor to make all the changes.

I recommend everyone always create their own IRR calculator as they can get pretty complex and oyu will want to understand all the inputs and outputs. we provide a basic one to those in our membership group but I always recommend build your own and understand not only the numbers but sensitivity that lines up with those inputs.If you are hard money lending thats simple as its just a column of dates and amounts for loan provided and monthly interest and points.

My goal is to get into the project management realm of residential construction to start.

Might be able to get 1/4 to 1/2 point better on conventional DTI over a DSCR - could run multiple scenarios to see what works.

Rewey: Great post topic...I'm going to pop some popcorn and will be back for the show.Just to get things rolling.

Homestead exemption in LA is a tax break that homeowners get on their primary residence.