If the answer is yes, then it's a no brainer to make minimum payments on your 2.8% interest rate mortgage, and use the funds that you would have paid extra to pay it down faster, to either invest in more real estate, the market, or anywhere else where you can get a ROI > 2.8%.If the answer is no, then feel free to aggressively pay it down as fast as possible, to become debt-free faster, and just have a large amount of money in savings or to splurge with.The bottom line is that your 2.8% mortgage is GOOD debt.

Managing properties remotely can be stressful, and the right property management team should never leave you feeling in the dark.When interviewing potential PMs, don’t just ask about the services they offer—dig deeper into how they actually carry out key tasks.

Definitely recommend checking out local REI meetups in Boston now and Chicago later—tons of value in connecting with local investors.

Do I have skills to add value so instead of getting 15% on deals, I can get 18% (self-maintenance, self-management, rehab). 

The rent from the other units will allow your to purchase a more expensive property than you could on your own, which could help you build the value of your portfolio (and equity) faster. 

If you have anything else of value to add, please do so!  

You will also need about 6 months of reserves deposited in a traditional financial institution rather than a crypto account.The next step is to find the target property and calculate the acquisition costs and costs of construction along with the after-repair value. 

Feel free to reach out if you want more details!

So it comes down to how much you currently value your time.

How did you add value to the deal?