You go in front of a judge they appoint a trustee and you make scheduled payments usually smaller than the previous payment until you get caught up and a head.In most cases you can rebuild your credit scores while you are making payments back to the trustee.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Some of our local banks and credit unions have great deals - much better than national lenders.  

My brokerage has been tracking the data from the West Penn MLS for the past 2 years, and I would like to share some of the highlights so that we all have some hard facts to lean on when answering this question.

I have excellent credit, $100k in savings, the lot value to use as collateral and about $500k equity in my primary residence. 

A lender would have to be a fool to lend on collateral that wasn't protected - if the house is lost in a fire or whatever, the loan is unsecured at that point and is basically credit card debt. 

I explain they will have difficulty renting a quality unit, that I will ding their credit, that I will attempt to garnish their future income to recover what they owe.

I'm looking forward the data analytics page getting built out fully; the beta version shows promise.The fees for credit card payment, using FF affiliate KeyCheck, are higher than most of our guests want to pay.

A tenant that does handyman will will eventually want to be reimbursed down the road, usually with rent credits. 

I'm renewing my LOC on one of my rentals with a local community bank through their commercial banking dept. They want 1% origination points plus a bunch of other usual fees like title work. They already did the title ...