If units flood we want to be able to file a claim. 

I then also viewed the property 3 more times, the final time was 30 minutes prior to settlement and the Shed and it's contents were still at the property.A day after closing, a neighbor came to my door while working on the house and claims that the previous owner (prior the the house flipper I purchased the property from) had promised them the mower, bicycles and lawn chairs that are inside of my shed. 

., to prove she wasn’t a squatter who can claim adverse possession, sue her for the money you had to pay (need to keep your name and other assets clear) on the foreclosure.

My main issue is that the lender is claiming if I don't close by the 25th they are going to charge me 1.5bps per day until we close out since the rate lock expires.

If you have to file a claim, and if they try  to deny it ,guess who is going to look stupid, and very liable, since you did what the agent recommended??

Earlier in this thread, you claim to be buying 3 properties of this type in a month or so.

You aren't submitting any claims to CMS are you?

If the occupant claims to have evidence authorizing them to occupy the property, then they should bear the burden of proving their case.

@Ebony M MarshallOutside of reasoning with the landlord, your only recourse would be a small claims case against the landlord the way I see it.  

Most of those claims to pay if not closed on time have loopholes/tight requirements and more often than not we have seen the fall-out.This is a lot I know haha but hope this gives some context.