The perception would obviously be stronger if you were to add the word "CASH" to this statement along with "Can CLOSE immediately".

He has just been using Excel to catalog and has been keeping receipts, but we were hoping for a more sophisticated solution and approach when I take over. 

Saying 4.5% is a bad number is not what a sophisticated investor says. 

Establish a relationship with them, but more importantly, do not ruin your reputation by not "Being in the know" ...Make sure you are sophisticated or accredited and get educated first. 

He or she will have a lot of good advice on how to structure it.I'm actually a lawyer myself, with 12 years of practice on 9-figure and 10-figure cases, so I consider myself pretty legally sophisticated.  

How much will this affect a buyer's perception of a property?

Your perception that you are not making a lot of money in my view is flawed....1.

Not even the most sophisticated investors are able to time the market correctly.

That's reserved for sophisticated lenders like us (bwahaha).Just kidding.If you guys don't know what that is - it's generating cash from the note so you can do it again.

I feel as though I need to spread some objectivity here as I see a lot of negative perceptions regarding wholesalers.