Instead, be patient, do your own research (not simply relying on an agent) and only make offers that you are 100% confident that the property you are offering on is worth the offer you are making. 

Knowing your info 100% and not relying on others to give you what you need to know (facts) is rough....there are 100's of "business's" that lie for a living.

I don't have to rely on anyone else and can analyze and offer all I want without dealing with anyone else...AND have that close insight into our local market already! 

@Dumitru Anton, thank you for the recommendation, I do plan on relying on the military focused sub forum to help me with specific challenges.

After giving her all the other advice, remind her to think long and hard whether or not she wants to continue to be tied to the property and relying on another person to make the deal work, OR, if she'd rather sell it outright and be free of the whole thing.Think about it:  just because you CAN structure a creative financing deal, doesn't always mean you SHOULD do that.

My ultimate goal is cash flow so it sounds like the SFH is more of a long-term hold investment relying on appreciation.

I think the insurance plan I can rely on for the pension increases my ability to leverage myself without worrying about losing everything as much.

*This post is not legal advice and is not to be relied upon. 

Don't rely on info from a very generalized forum like this for very specific information that you need.

Do not rely on it for legal advice.