HUD does send undercover inspectors to see if people are screening using a defective process.You are being very conservative in your investing style.

that fits my personality and style, not to mention I am great at self education and actually prefer it more generalized learning via college.

In my area most of the parks are in the rural setting or country where the Environmental people have come in and forced park owners to have septic plants that cost anywhere from 100-400 thousand dollars.

The main problem that all of these Manhattan style high rise condos have is that the developers appear to be under funded and unestimated the pent up demand from one to two years ago.They marketed their condos at say $500 per sf only to find out that in reality their actual costs to build were in the $800 to $900 per sf range.So they back out of most of the projects.

Same style house on same street sold for $120,000 3 month ago.

They come in many different styles and even in different sizes.

But I think is was Commando... the movie where the old style Ford Bronco drives down the side of the mountain... and his daughter in the movie was the girl that also played the daughter of Tony Danza in the TV show "Who's the Boss"...

We continue to be Ranked the Best" or among the "Top areas in the U.S." to do business and have careers, to retire, relocate, or one of the "50 Fabulous Places Live in America.My construction company, GL Green and Associates, builds custom Tuscan style homes starting in the low 200’s to multi million dollar estate homes.

We have just recently changed it to a “sales page” style layout and are testing it now to track the results.

Greg it will depend on the portfolio of the bank and how many performing versus non - performing assets on the books.The bank might not want to refi that type of product with too much of that type of asset class non-performing on the books already.They might have too much defaulted commercial all together.For value add plays typically occupancy is an issue.The lenders will want certain occupancy levels obtained for at least 3 months depending on loan type and typically stabilized for 6 months to a year or longer.If you buy an apartment building at say 50% occupancy using a hard money lender or private money and the going vacancy rate is an average of 10% then the lender wants 90% occupancy averaged out over time.When you refi you will only be able to go up to a certain percentage to cash out or can just convert with no cash out to the lower interest rate.Regular banks do not lend usually on sub par occupancy levels for the area.They see it as too risky and the say 60% occupancy can quickly go to 30 or 40% and they have a foreclosure or short sale on their hands taking a loss,plus inspection reports,attorney fees,appraisal and environmental review etc.