If they wont provide the numbers, I would encourage you to walk.

http://www.har.com/content/newsroom/Houston Real Estate Highlights in October Single-family home sales continued their post-Hurricane Harvey rebound as volume rose 7.5 percent year-over-year with 6,381 units sold;Single-family home sales remain 2.8 percent ahead of 2016’s year-to-date volume;Total property sales increased 6.6 percent with 7,614 units sold;Total dollar jumped 10.8 percent to $2.1 billion;The single-family home median price rose 3.9 percent to $226,491, which represents an October high;The single-family home average price increased 2.7 percent to $285,858, also the highest level for an October;Single-family homes months of inventory grew year-over-year to a 3.9-months supply, but is down from a 4.3-months pre-Harvey peak – the result of a surge in consumer demand for housing;Townhome/condominium sales rose 5.8 percent, with the average price down 1.1 percent to $195,393 and the median price down 3.1 percent to $153,000;Leases of single-family homes rose 13.6 percent with the average rent up 2.8 percent to $1,776;Volume of townhome/condominium leases jumped 34.8 percent with average rent up 2.9 percent to $1,533.HAR still encourages anyone who has housing available for temporary occupancy (up to 12 weeks) to please post it on our Harvey Temporary Housing page at www.har.com/temporaryhousing to provide housing to those in need.

It’s much better to almost encourage this and be honest and give the seller a feeling of trust with you.

I encourage you to post your analyses and welcome criticism because you'll pick up a lot from those who argue and tell you you're wrong so don't let that get you down.

@Arley Collado I would have to agree with some of the others on this thread and encourage you to save more than $20k to get into a SFR on your own in the Midwest. 

They could have done exactly what I had done and I encouraged them strongly to do so.

@Andrew Syrios @Ozzy Sirimsi @Dave Visaya Account Closed Thank you all for your encouragement and words of wisdom.

Not sure if the powers that be are encouraging any of those efforts yet.

Dave Mosher I encourage you to talk to more banks about what you want to do and push hard for some kind of reaffirmation of certainty as to percentage ltv and seasoning and all terms important to you really.

(This is an encouraging step to help you have better convo with contractors and not get ripped off.)How much demo needs to be done in each?