It takes patience and discipline.

Just takes discipline, work, and the ability to pivot with the market. 

If you are disciplined(as you appear to be) and only use it for business that you have specific income/payback timelines, it can be a great way to build your credit and not tie up your heloc money.

I don't know your level of discipline or commitment.Second, most capital expenses happen in a range of 10-20 years.  

Firms have become much more capital disciplined in 2019, and therefore have seen slower rates of growth which can translate to decreased employment growth and demand on housing.

It takes a lot of discipline, hard work and determination to be a successful real estate investor. 

@Carolyn Morales,The trouble with taking the longer terms and "accelerating"  the payback is it requires you to have the discipline to keep up the larger payments.

Now, if you are trying to buy rentals here and there AND if you are disciplined enough and you can put your head down - America is an amazing country, we have fast WiFi and we can watch YouTube videos until our eyes bleed soon enough you can piece together information from BP and other different sources and put together a good portfolio. 

If you plan on using the heloc for a long term rental, I would recommend being highly disciplined & plan on not making a profit for as long as it takes you to pay it off. 

A lot of people just don't have the discipline to get things done without the structure of having an office and a traditional boss, so they let the time pass without doing the things that need to be done to scale, and end up right back in that office they hated so much.