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Updated about 5 years ago,

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5
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Michael Class
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5
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15 vs. 30 year Financing for Rentals

Michael Class
Posted

Hey everyone, new to rentals on my end. Im struggling to get my cash on cash over 9% when evaluating 15 year mortgages. I'm looking to build my portfolio of rentals using only 20% down for each. I have solid job income and really don't need any of the actual cash earnings so I just plan on continually reinvesting. My reinvestment capital would be monthly cash contributions from my primary income and my rental earnings combined.

Is it a no no to use 30 year financing to raise my cash on cash to 9-12%?
Thanks,
Michael


 

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