After spending 20K on a remodel prior to move-in, the tenant chose to hang more than 50 items from the ceilings and walls.

I agree with others that they do not appreciate it as much as SFH, but as a first property, it was great not to worry about many of the maintenance items.  

The savings had the security deposits and monthly deposits for longer term items (cap ex) like a new appliance, or paint, or roof.

I also need it to be "editable" so that I can other items in. 

One of the items that was mentioned was landscaping and that 100% of the time this is something that is invested in.

Despite hopes for rate reductions to alleviate these challenges, banks are constrained in their ability to provide favorable terms for refinancing, leaving investors facing the prospect of contributing more equity or selling properties at discounts.Jerome Powell's Outlook and Market Dynamics: Federal Reserve Chair Jerome Powell's cautious approach reflects the delicate balance between economic stability and inflationary risks.

They usually just find minor items, under 200 bux.

Many companies I found do not want to cover a lot of homes because of the items you stated but with that the hurricanes and also in florida many roofing companies have done the "I will replace your roof for free, just let me deal with the insurance company".

They typically have a "designer" or "consultant" for free that can give advice (or research in your case) specific items.

They walk you through each item and you can ask and call back to get as many questions as you'd like.