Real estate investing 101.Hard money lenders usually lend 65-75% of the project cost, charge 12-14% and 2 points for origination. 12% fees is a huge red flag, the only you'll get from "Midwest Corporate Credit" is an ulcer from the stress of losing $7,200.Raising $60,000 isn't too difficult, if you talk with friends and family and maybe a real estate attorney or two you should be able to raise it.

Is that normal, or does that wave a red flag?

@Jacob White My wife and I are heading to the razorback game in Little Rock this year.

The two neighbors that we've met have both complained about them, saying they smoke marijuana in the garage and are generally "rowdy" (kids throwing rocks at cars, garage seems to be some sort of default "hangout") in an otherwise nice family neighborhood.  

Due to my business strategy,  I am in the red year over year and managing property is my only job.  

They could make it so that anything other than "no" in the "funny business" column was bright red, but that's nitpicking because a single "yes" in a sea of "no" is going to stand out anyways.

Hello We recently bought a home in Round Rock, Tx, 78681, 3200 sq SFH that we are struggling to get rented for 7 weeks now and couldn't find a suitable tenant.

I wouldn't make waves over it, just do what you have to do to not raise red flags. 

I'll address each one individually once again:@David Zheng First off: well done on the 7 units at 25 years-old-man, rock on... that is awesome!

I just had to have previously given blood to the Red Cross 😁.