You could get a no income verification, no title seasoning, cash out loan (the rate is above bank financing, but certainly below hard money commercial) and pay back your family/friend.  

I'm using one right now since I live 4 hours away (am managing the properties myself), but they aren't the most reliable or organized. 

I would avoid the City of Detroit as many banks will not finance homes due to the lack of reliable public and utility services. 

Can anyone recommend a reliable and trustworthy contractor in the Cleveland area?  

I am looking to invest in real estate notes (preferably performing notes under 30k) Any recommendations  on reliable note investing companies with a high success rate? 

You didn't mention if you have any initial repairs.A detail that might be missing is how long and reliable your financing is. 

Real estate is about timing and building a reliable network of professionals to get you to your goal.

It's been only 6 months since I have moved to Washington and have no idea where to find a reliable contractor.

Concurrently with #1, I would see if I could get an equally reliable car with a lower monthly payment than the one with the 10k remaining on the loan, or ask myself whether I even needed a second car (maybe in Texas, you do, but it's also possible to carpool, take public transit, bike, etc.)  

All of our programs are low-doc and don't require income verification.