And their roof loss settlement is "variable by roof age", not actual replacement cost, nor depreciation adjusted (most insurances will hold the depreciation portion of a claim till the repair is done and only then release the funds).Make sure you compare apples to apples when shopping around, pay attention to what they give you for "free", what deductibles apply and when exactly you can get coverage from the insurance and to what limits.

A full rehab on an 1,800 sqft house will never be so low if it needs all three mechanicals, the roof, full interior, plus foundation repair.

Between interest rates being day high, construction costs being through the roof and propert taxes and interest rates climbing by the minute, how is this profitable?

you don't want to be left with a leak from her friend who fixed it.

You can invest with no money down - but it doesn't mean you could and should have $0. you need to prepare for worst case scenario's(roof, furnace, etc needs repairs and will need $$) feel free to ask me any specific question that you have.

In order to determine NOI, do I include only annual repair and maintenance expenses or also a budget for long-term capital expenditures (roof, heating, etc)?

-We are dealing with a mysterious leak at the midterm rental that is tying up a lot of our time, energy, and money.

Had to fix a plumbing leak and replace subflooring in kitchen.

Most everything essential has gone up ~30%I'll tell you what's bad down here on the southern coast - Florida, louisiana etc - homeowners insurance has gone through the roof.

Say it needs a roof or a furnace or a couple of appliances.