Some options are:-No point - rates at 7.75%-Can buy down to 6.99 but cost 1.5%-Wait till next year or later when rate goes down.I also have to bring the LTV to 75%.

I have cash I want to invest in for a duplex in Ohio around Columbus but am unsure if I should do that while I am under or wait until I can be profitable on my current place?

Is it urgent I have to replace that retention wall which may cost thousands of dollars or can wait until that retention wall collapses completely?

I have given bids to people that literally hate me for no reason and are just waiting for me to mess up or steal their money because they’ve been ripped off.

Lock in your rate before the market shifts to save on interest and then find the rockin' deal you've been waiting for.Let's get going!

I have been waiting for someone on the BP forums to explain to me how a Wyoming LLC will stop a plaintiffs attorney from filing a claim against the deed holder when their client falls in front of your property because of a down tree or ice patch amongst the many other common claims a real estate owners encounter....and to this day  crickets.

Had one flooring store recommend glue down, they said this is better than 20mil 5mm snap in LVP flooring, as the snap ins sometime break and you can easily replace a glue down.Another flooring store recommended "loose lay flooring" basically that is similar glue down, but has sticky material on each board. 

It is a tough market all around @Chris Allen.We are in a holding pattern for our next place waiting to see where interest rates land this year.I am still poking to see what's out there, but overall, nothing nets positive at this time.

. - Wait and hope that they deliver returns. 

We'll wait.