Sell your car and get a loan on a new car.

Fico while they will look these are not credit score driven loans like those buying rental houses or houses to live in...

I began shopping for a large construction loan to build a new car wash on the land. 

You could tell them to cancel the listing and you will find someone else to list it after a month not 4 months (the market take is subjective too, all dependent on what your house has compared to others, where it is located, the size of it, and so many other factors).

The property will be strictly for investment purposes, not a primary residence.I’ve been looking into two potential financing options:Hard Money Lenders (HML) – I’m drawn to this option for its speed in closing, but I know the rates can be higher.DSCR Loans – This seems like a great option for long-term rentals, but I’m unsure if it’s the right fit for my auction property since it might need some rehabbing.I’m also considering purchasing through a land trust or an LLC to add a layer of protection and privacy.So, my questions are:What’s the best way to approach financing for auction properties?

Are there specific lenders or servicers that are more likely to call these loans?

One is house hacking. 

new houses are getting sold for 600K, old houses switched to multiple offer selling model, just like some places in GTA.

@Alejandro Martinez we have done loans for several Canadian clients that purchased in the US.

You've probably heard of big Landlords losing property, but only because they were flagrantly violating Fair Housing, running a slum, or otherwise egregiously violating the law.