The website following has a good explanation of Alabama property taxes:https://revenue.alabama.gov/pr...

@John Clark Thanks for the extensive explanation.

It hardly breaks the bank and you could accompany it with an explanation of "unprecedented COVID related labor and parts shortages resulted in untypical repair time on the generator".

The simple explanation is that you can kind of use the equity in your home as a credit card and this credit could be used for the down payment on an investment property. 

@Ari BachrachI got tired of answering this question on multiple threads and reading comments that could be unclear at best or even misleading.So, take credit for making me write this long explanation on a new thread: :)https://www.biggerpockets.com/...

It seems like he bounced out with no explanation.

I’ve had great experience with airbnb customer support and they should be able to provide an explanation for you.

You should have received a detailed escrow analysis with pages of explanations when your monthly payment changed.  

You’re explanation was very helpful as I never looked at it that way.

The ‘entitlement’ essentially guarantees 25% of the loan, so (hypothetical, round numbers for ease of explanation sake) let’s say the total entitlement available is $100,000…that means you could buy a home up to $400,000 with no down payment.