The good news for you is that 0.25% to rate on $75k borrowed is about $16 per month in interest.- Investment property appraisals, multi-family in particular, are more work than vanilla owner occupant SFR appraisals, and appraisers do charge more.

Here is a great article from Realtor.com that gives great insight on the best markets for real estate investors. https://www.realtor.com/news/real-estate-news/best...Your $100k-$150k will allow to acquire 1-3 properties at a discount that cash flow well.

Hawaii (in case you're considering flipping here @Brandon Turner) was the worst.National average for 2nd quarter was 48.4%, which was 1.5 lower than same time last year.Here's the full article: https://www.bizjournals.com/dallas/news/2017/09/14/dallas-among-worst-cities-for-home-flipping-report.htmlFor DFW flippers (and others), how accurate is this report?

Now for the good news: if you're simply acting as a rental collection service, or Contractor who handles repairs - you're fine without Licensing.

Then I hear news that Freddie will no longer allow lenders to contribute grants to reach the 3% down payment requirementI am looking for suggestions to overcome the down payment hurdle.  

That's great news.  

September home sales down 3.8% and Apartment and Industry investors stocks rise.This is another incentive for SFH's to maximize cash flow and not count on appreciation as your payday.

I am sure we both want all votes counted and want fair elections and can agree that fake news and misinformation is dangerous on both sides.Election votes totals change as provisional ballots the day of are tabulated as well as active soldiers ballots are accepted ten days after election day as long as they are postmarked by election day.

In an effort to increase awareness of this important issue, defendants also agreed to place over 60 postings on Craigslist informing other Craigslist users that the Attorney General monitors Craigslist for discriminatory advertising and that it is against Massachusetts law to state a discriminatory preference against families with children or against recipients of housing assistance subsidies.http://www.mass.gov/ago/news-and-updates/press-releases/2009/ag-reaches-statewide-settlement-with-20.html

This was news to me.