For example, a city might have an almost stable population, but actually be experience an influx of young people while the older generations die off or retires to Florida, resulting in the same pop but a much more vibrant and lucrative tenant base (millennials are where it's at).

I might be too much of a millennial, but I want to open an account online.

Prices were (and still are) increasing because there is low inventory and the swarms of millennials who moved out here in 2014 and 2015 are now buying houses. 

So think outside the box and look for creative solutions to help sellers that have a hard time selling and buyers that are having a hard time getting a bank loan, especially the Millennials that don't want to buy now, which is strangling the first home buyer market.Wouldn't Lease 2 Own be a great alternative?

Southern Ontario will remain a strong housing market even with the stress tests and the lack of affordability.We have immigration and migration plus millennials coming into the housing market hot and ready.

Younger millennials will probably be more into Venmo or PayPal, whereas older generations might still prefer checks or cash - you will just have to preface the fact that you will be moving in a year and see what they would like to do!

@Robert KhederianFor now, I have abandoned the NYC market in favor of income and what I see as undervalued opportunity in other parts of the country.I anticipate a geographic and lifestyle shift, and I think that's out of the large MSAs, particularly when the (dreaded word) 'millennials' start their own families. 

It's often overlooked but it is the #1 city for millennial growth rates (age 20 - 34) that are prime renters.  

I see all these know-nothing millennials running to Oakland without giving it much thought.

David, I guess that's why so many millennials are moving to San Antonio because of the the huge difference in price to buy a home.