Right now, it's clear you aren't looking at properties in real life, so it's not surprising you are stuck in analysis paralysis.

Swapping one breaker takes modest time (15 to 30 minutes if no unexpected issues including time to identify the circuit), but swapping additional circuits at the same time requires very little additional time (probably less than 5 minutes each).If AFCI breakers does not meet code, The possible solution could be as simple as installing a GFI on each circuit.  

The NY thing is surprising.

I would be surprised if this repair would add much to the appraised value.

I recently bought a 4plex and I was told one of the 4 tenants did not always pay on time, so no surprise in my first month there was, you guessed it, one of the tenants did not pay.

Determine what your financial expectations are for an investment property, run your numbers very conservatively (and for gosh sake, include room for unexpected costs, even on a new build) and then see if it makes sense.

As things stand I would be surprised to see any rate cuts this year.

In my RE journey, I have seen several unexpected issues while renovating houses.

I could technically get $332K out, so this leaves a little meat on the bone to cover closing costs, potential unexpected rehab issues, etc.

I've been lurking in the forums for a few weeks and was pleasantly surprised with how kind and helpful this community seems.