I see that you are in NY, and M&T bank who has a really big footprint in NY does a lot of these type of loans.

many of them are on streets where all the houses are run down...HOwever you can go 1 or 2 streets over and find same style homes, same age etc...that have been reasonably maintained.

The exterior has been sprayed monthly; just wondering what is required when tenant requested additional service if he/she did not have a good hygiene living style.  

Hi @Cee Jay I know there is gonna be a market regeneration, in san diego, but not next year I think we are healthy to keep driving prices up a little more this is just my opinion, since I was one of does monkeys that @Brian Lacey was talking about, or former investment analyst. so my job was t be paranoid.

Andrew Gillings have you thought about what types of properties match your style/budget, which part of town, or how you'll find them?

Larry T.

I don"t want to create an "item" for each deposit.

Having owned a home for 40 years I am a very strong believer that as a life style choice a personal home is nothing but a liability.

@Chris T., Thank you! 

Your local Realtor association probably offers classroom-style training included with your annual dues.#2 Most lessons come from actually doing business i.e. transactions.