Thank you,Dave Check out DSCR Loans - no DTI is the key aspect of the loan product. 

As far as I'm aware, most loan products that underwrite off of a W2 income require 2 years of work history. 

Major defect.

Hi Eddie, I specialize in non-QM products such as DSCR. 

The sellers either cannot wait through traditional timelines, their property is of very low value, or the property has major defects that make selling it and earning a 3% commission a money-losing endeavor.

How do you structure the first 90 days of onboarding to ensure they are productive and confident?

I'll be spending every cent I have on me and my SO - Happy to help out the kids while I'm alive, but they need to learn to be self sufficient, independent and productive members of the planet.

We've already spent a bunch on other products and don't know if we can just spend like that on a washer and dryer. 

There's specific products for what you are trying to do.

I've been through it I know the process I know the procedure I know how to help and I know how to actually have them succeed instead of failing or going back to their old life because they feel like they can't make it because of no help or guidance from that house and also when you don't have food and you're in the recovery house and halfway houses will give you food will have house food sober houses are different because they don't have much food for the house you have to provide that yourself and you don't have clothes it's all very stressful and figuring it out with no help on the outside world sucks but I would only make one meeting a week and the rest of the time I would make them do the nightly meetings daily meetings with the house have it set up where they have to work on themselves daily Yes they do have to find jobs during certain times during the day and be productive and show their productiveness every day and where they applied and what they did and have other programs other people available 10 agencies whatever can be agencies temp agencies to assist in putting those persons in a job right away at least have something to focus on I couldn't find a job in Pennsylvania I applied everywhere nobody wanted to hire me so there's a lot to this scenario but three to five meetings a week is ridiculous because that takes up too much I'm an energy I would focus on another route another way of making them successful and making them educate themselves in another way instead of focusing on the addiction because then you want to go back to using