It is usually a soft pull so it doesn't affect you as much and if it does lower your score by a few points it is nothing to worry about.

Depending on how you set up your STR that could affect you.

Given what you described (house hacking, FHA loan) a license will have little affect on your success in the first few years.

Deny it and, well, prepare for a rather miserable existence of stress, anger, frustration repeating. 

First, you should inform your lender, as converting the property into a short-term rental can affect the terms of your mortgage and may require a change to an investment property loan.

This seems rather unattainable to repeat in many ways best I can tell .

If you fail to do so and the insurer's ability to defend you is adversely impacted, your coverage may be affected.

Ideally, targeting properties conducive to the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) method can optimize returns, although such opportunities may require thorough market exploration.Should you require further assistance in evaluating potential investments to align with your business strategy, I am available to offer guidance.

You can’t use a percent, none of your capex cost is affected by the amount of rent you collect.

He said do not set it below a certain temp or else it will over heat and malfunction  Something I found onlinehttps://www.blantonsair.com/blog/how-the-heat-affects-your-a....https://mitchellmechanical.com/why-your-air-conditioner-will...