How long after closing your owners title insurance company reflect your policy?

[Carolina Mejjia]

If title search fee and owner's policy insurance were included at closing. But the previews owner flip the property after 2 weeks of ownership. Two dates after closing a letter arrived addressed to the previous owner from a lender about late payment on loan.

what steps to take?

1.Contact the title company

2.Contact owners title insurance :Re: Policy is not reflected on their records Yet?

3.Contact previews owner

Thank you

[Peter Walther]

I suggest you let the settlement agent know about the letter and submit a claim to your title insurer using the procedure listed in your policy.  While it's possible the letter was sent before the lender received the payoff, it's also possible the mortgage was missed.  In either case the policy probably requires you to notify the insurer as soon as you become aware of a possible adverse matter.  If you fail to do so and the insurer's ability to defend you is adversely impacted, your coverage may be affected.