--meaning the physical, organizational, communication systems, etc. in place drive employee behavior and ultimately morale. 

I do have the money to pay off the note of $30,000, which I believe I will need to do, because of the job situation and due to some physical limitations keeping me from working right now.

When someone says they will use their own money or do the physical work themselves to save they really aren't saving they are making an equal trade where there is 0 gain.  

A vacation or other short absence counts as time you lived at home (even if you rented out your home while you were gone).If you have a disability, and are physically or mentally unable to care for yourself, you only need to show that your home was your residence for at least 12 months out of the 5 years leading up to the date of sale.

I'm suggesting that if they are having no success with selling a financially or physically distressed property we have a solution.

In NJ we need to let the tenant know the physical address of the bank branch where the deposit is held, and send them the interest.

Does someone physically come to the house and check to see on the 60th day, do they just call, check mailing addresses or is this something where as long as the mortgage is being paid they don't care?

if still decide to send a physical lease you canuse post it stickers to annotate areas that need signatures and initialsorinclude a separate checklist of each of the sections.  

What are any physical issues with the property, besides the foreclosure.3.

While it is 10 minutes to downtown, there is a lot of RE that is physically closer.