Negotiating with the bank on paying off a note

[Maggie H.]

I want to invest in real estate, but I can't right now, because I have divorced recently, relocated to a different state and haven't worked an outside job in 13 years. I do have a single family house that I have been renting out all that time. I must move back in. I do have the money to pay off the note of $30,000, which I believe I will need to do, because of the job situation and due to some physical limitations keeping me from working right now. I do have other "irons in the fire" so to speak. Is there a way that I can negotiate with the bank on the payoff?