There would have to be stipulations, like that persons referral signs a lease.

In some parts of the country HUD stipulates up front that you can pick the title company.

We need their money to get back on track and they simply stipulate that they won't sell goods or buy bonds (loan us money)until we give them back the money we stole via inflation.

I stipulate that they must must not have any previous evictions, criminal background, or any type of pattern of behavior that would suggest they might cause problems such as disturbing the peace, disorderly house, etc.

My stipulations would be I have to make at least 15k profit minimum if I were to sell it outright after fixing it up, otherwise I'd look at other options.....Anyway, my only qualm right now is, Where do I get the money for this?

However, in my offer I stipulated that the offer was contingent on an inspection that was satisfactory. 

Only if your contract stipulates this.  

The stipulation of the sale was that I was not allowed to turn on utilities / get the property inspected until I own the property.

Yes, just simply find another bank...They can have concerns in giving you that second loan because from a compliance standpoint it can look shady if they were ever audited, or if you went into foreclosure...Usually banks aren't that paranoid if they know there is no shady business going on...Someone who is purposely looking to buy O/O just to get cheaper rate...There may be guidelines from the lender they sell the loans to that stipulate 12-months seasoning on any O/O loan before they do financing for another O/O home...But usually only applies to that bank or lender.With Banks so competitive to get more business, you will be hard pressed to find another lender that will turn down the opportunity for a new loan!

http://www.ncga.state.nc.us/EnactedLegislation/Statutes/HTML/BySection/Chapter_42/GS_42-42.htmlAs far as maintenance, if your lease stipulates the tenant replace the HVAC filter every month, and they don't... then that $60 service call should be billed to the tenant.