Owner occupy

[Duane White]

Hi All,

My wife and I are currently trying to get a second property.  We are currently in a single family owner occupy for just over five years and we refinanced a few months ago.  Our plan is to buy another property w/ a conventional loan at 5% down (because we don't have enough for 20% down for an investment only property) and owner occupy it for at least a year while renting out our first house then renting out the second after the year is up.  The problem comes in when I approached the brokerage (which we just refinanced though) to get financing through them for the second property,  they told me they don't feel comfortable giving us a second loan because our refinance loan is not mature enough, they would like to see it matured for at least one year.  We meet all the other requirements, excellent credit, 5% down $, 6mo reserve, ect ect... Is it just a matter of trying different lenders for our situation or am I going to get told the same thing from every lender out there?  Any guidance/help would be grateful, Thanks!  Duane